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Privacy Policy

Last updated September 26, 2026. This policy explains what information FHA203hLoans.com collects, how it's used, and the choices you have.

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Presidentially declared major disasters · Replacement or rebuilt primary residence · Owners and renters may qualify

The short version

  • Form details go to Matthew Brown
  • Analytics help improve the site
  • Personal information is not sold
  • Never submit SSNs or account numbers

Overview

FHA203hLoans.com (the "Site") is an educational website about FHA 203(h) Mortgage Insurance for Disaster Victims operated by Matthew Brown, Sr. Loan Originator / Mortgage Broker, NMLS #1254520. The Site is not affiliated with HUD, FHA, FEMA, or any government agency. This Privacy Policy describes how information is collected and used when you visit the Site or contact Matthew through it. By using the Site, you agree to the practices described here. If you do not agree, please do not use the Site or submit information through it.

This policy applies only to this Site. It does not apply to other websites linked from the Site, including loan application portals, scheduling tools, and government websites, which have their own privacy policies.

Information collected through the contact form

When you submit the contact form, the Site collects the information you choose to provide, which may include:

  • Your name
  • Your phone number
  • Your email address
  • The state where the property is located
  • Your goal (for example, replacing a home destroyed in a disaster, rebuilding, or requesting a workshop)
  • Any additional details you type into the message field, such as your county or what happened to your home
  • The page of the Site from which you submitted the form

Form submissions are processed by Formspree, a third-party form-handling service, and delivered by email to Matthew Brown. Formspree processes the data under its own privacy policy and terms. Information you submit is used to respond to your inquiry, discuss your mortgage questions, and follow up by phone, text, or email about your request.

If you call, text, email, or schedule a consultation, the information you share in those communications is used in the same way — to respond to you and help with your financing questions.

Please don't submit sensitive information

Do not submit Social Security numbers, bank or credit card account numbers, dates of birth, FEMA registration numbers, insurance policy numbers, or other sensitive information through the contact form, by text, or by regular email. If you decide to apply for a loan, you'll be directed to a secure application where that information can be provided appropriately.

Analytics and cookies

The Site may use Google Analytics to understand how visitors use the Site — for example, which pages are viewed, how visitors arrive, general location at the city or region level, device and browser type, and clicks on links such as phone, email, scheduling, and pre-approval links. Google Analytics uses cookies and similar technologies to collect this information, and the data is processed by Google under its own policies.

This information is used in aggregate to improve the Site's content and usefulness. It is not used to identify you personally.

You can control cookies through your browser settings, and you can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on. Blocking cookies will not prevent you from reading the Site.

The Site links to third-party websites and services, including:

  • The online pre-approval application at plus.preapp1003.com
  • Calendly, for scheduling consultations
  • Matt.Mortgage, Matthew Brown's main website
  • Government and informational resources such as HUD.gov, FEMA.gov, DisasterAssistance.gov, SBA.gov, and NMLS Consumer Access, and related educational sites

Information you provide on those sites is governed by their own privacy policies and terms, not this policy. Review those policies before submitting information. Loan applications are also subject to the privacy notices required by law and provided by the lender or mortgage company handling your application.

How information is shared

Personal information collected through the Site is not sold. Information may be shared only as needed to respond to you and provide the services you request — for example, with service providers that operate the Site's form handling and analytics, or with the mortgage company through which a loan application is processed if you choose to apply. Information may also be disclosed when required by law, regulation, subpoena, or to protect rights, safety, or property.

Security, children's privacy, and changes

Security. Reasonable measures are used to protect information submitted through the Site, including encrypted (HTTPS) connections. No method of transmission over the internet or electronic storage is completely secure, so absolute security can't be promised.

Children's privacy. The Site is intended for adults and is not directed to children under 13. Information from children under 13 is not knowingly collected. If you believe a child has submitted information, please make contact using the details below so it can be deleted.

Your choices. You may ask to have your contact information updated or deleted, or ask not to receive follow-up communications, by using the contact details below. Some records may need to be retained where required by law.

Changes to this policy. This policy may be updated from time to time. Changes take effect when posted, and the "Last updated" date at the top of the page will be revised.

Contact. Questions about this policy can be directed to Matthew Brown at matt@matt.mortgage or (512) 952-1125. See also the Terms of Use.